House & Land Packages Perth
We work closely with trusted and experienced finance partners to help make your home-building journey smooth and stress-free. Our finance partners offer expert guidance on construction loans, budgeting, and loan approvals—ensuring your finance aligns perfectly with your building plans.
With transparent advice and competitive options, they help you secure the right finance solution without delays, so you can move forward with confidence.
Understanding your borrowing capacity is a crucial step in your home-building journey. Our finance partners can help assess how much you can borrow based on your income, expenses, credit history, assets, and liabilities.
Using simple budgeting and assessment tools, they provide clear insights into your financial position—helping you plan confidently and move forward knowing your finances are aligned with your building goals.
Have you ever ruled out building your own home because it felt unrealistic? The truth is, most first-home builders aren’t doing anything extraordinary — they simply understand their finances and make smart decisions based on clear budgets and achievable goals.
Knowing where to start can be confusing. That’s why we offer a Free Finance Check to give you clarity and confidence. We’ll help you understand exactly what’s possible, including:
Start with the facts, not assumptions. Book your Free Finance Check today and take the first real step toward building your home.
In some cases, banks may approve a 0% deposit home loan if certain conditions are met, such as using a family guarantor or a genuine monetary gift. This can also help you avoid Lenders Mortgage Insurance (LMI).
At WA Building Consultants, we guide you through eligibility, finance options, and the right building strategy to help you enter the WA property market with confidence.
In Western Australia, Keystart provides eligible buyers the opportunity to purchase a home with just a 2% deposit, with no Lenders Mortgage Insurance required. This makes homeownership more achievable for many buyers.
Across Australia, the Family Home Guarantee also allows eligible single parents or guardians to buy with a 2% deposit, again without paying LMI. In both options, a genuine financial gift can be used toward the deposit.
At WA Building Consultants, we help you understand these low-deposit pathways and guide you through the right building and finance approach for your situation.
With a 5% deposit, you may qualify for a Keystart loan or the First Home Buyer Guarantee, both of which allow eligible buyers to purchase without paying Lenders Mortgage Insurance (LMI).
If you’re not eligible for these schemes, many banks will still accept a 5% deposit, although LMI usually applies in this case.
At WA Building Consultants, we help you understand your options and choose the most suitable pathway to build or buy with confidence.
With a 20% deposit, most banks will waive Lenders Mortgage Insurance (LMI) and may offer more competitive interest rates, as you’re considered a lower-risk borrower. This option often provides greater loan flexibility and lower overall borrowing costs.
At WA Building Consultants, we help you make the most of your strong deposit position and secure the right finance and build strategy for your goals.
Want to learn more about our services or explore floor plan pricing?
Schedule a free 10-minute call using the button below. Our team is here to answer your questions and help you take the next step with confidenc